Smart budgeting app · automatic expense tracker
The smart budgeting app for people who are done with spreadsheets.
Kroonz syncs your bank, sorts your transactions and keeps every budget up to date on its own. No formulas to fix. No fourteen tabs. No typing in receipts.
- Free to start
- Sign up with Google
- Read-only bank access
Dashboard
Overview for September 2026
Available to spend
€1,284.60
Spent €2,715.40 · 68% of income
Income €4,000.00
Invested
€12,480.00
Budget health
View allRecent Transactions
- Albert Heijn27 Sept 2026−€64.20
- Rent26 Sept 2026−€950.00
- Salary25 Sept 2026+€2,850.00
Why Kroonz
Your budget spreadsheet isn’t a budget. It’s a second job.
Spreadsheets do exactly what you tell them to, which is the problem. Most budgeting apps swap that for ads, upsells and twelve charts you’ll never read. Kroonz does the boring part and then gets out of the way.
Spreadsheets & old-school apps
Kroonz
Typing in receipts every Sunday night
Bank transactions come straight from your bank
A formula broke in March. Nobody noticed until June.
Totals that stay right, because nobody retypes them
Five apps open just to see where you stand
Your accounts and investments on one screen
A category called “misc”. And one called “misc 2”.
Rules that sort your transactions in one click, plus an inbox for the rest
Finding out you overspent after the month is over
Every budget shows what’s spent and what’s left
Features
A financial tracker that does the work, so you only have to look.
Budgets that fill themselves in
Set a budget per category: daily, weekly, monthly or yearly. Kroonz fills it in from your real transactions, so you always see what’s spent and what’s left.
Hide what doesn’t count
Moving money to your own savings account, or a Tikkie a friend paid back? Hide it with a rule and it stops skewing your numbers, dashboard included.
Sorting in one click
Give each category simple rules, like contains “albert heijn”. Press Auto-categorize and every matching transaction is filed. Whatever’s left waits in an inbox.
One screen. Only the numbers that matter.
What’s available to spend, where it went and how your budgets are doing. No ads, no credit card offers, no forty-item sidebar. Open it, see where you stand, close it.
Your bank and your broker, side by side
Connect your bank accounts and, on a paid plan, your Trading 212 account. Paid plans also sync every day on their own, so spending and investments stay up to date without lifting a finger.
Security
Your data isn’t the product
Budgeting means handing over your most personal numbers. Here’s how Kroonz looks after them.
All sensitive data is encrypted
Account numbers, account holder names, bank connections and API keys are stored encrypted, and everything that travels between you and Kroonz is encrypted too.
Read-only bank connections
Linked through a licensed open-banking provider. Kroonz can read transactions, never move money.
Never sold. Never used for ads.
Your financial data stays yours. Kroonz doesn’t sell it or use it for advertising.
Sign in with Google
No new password to remember or leak.
Disconnect means delete
Remove a bank connection and everything imported from it goes too.
Pricing
Start free. Upgrade when it’s more than just you.
Every plan has bank connections, the dashboard, the sorting inbox and encryption of sensitive data. Paid plans add daily auto-sync, Trading 212 investments and room for your partner or family. One person pays, everyone in the household gets the same plan.
Free
To try it out on your own.
€0
/ month · per household
Start freeIncluded
- Just you
- 1 bank connection
- 3 months of transaction history
- 3 budgets
- 5 categories
- 75 categorization rules
- 5 transaction rules
- Not included: Daily automatic sync
- Not included: Trading 212 investments
Household
For couplesFor couples: two people, one shared overview.
€4.99
/ month · per household
or €49 a year
Start with HouseholdStart free, then upgrade your household in the app.
Included
- Up to 2 people
- 4 bank connections
- 1 year of transaction history
- 25 budgets
- 25 categories
- 750 categorization rules
- 25 transaction rules
- Daily automatic sync
- Trading 212 investments
Family
For families of up to six people.
€7.99
/ month · per household
or €79 a year
Start with FamilyStart free, then upgrade your household in the app.
Included
- Up to 6 people
- 10 bank connections
- 2 years of transaction history
- 50 budgets
- 50 categories
- 1,500 categorization rules
- 50 transaction rules
- Daily automatic sync
- Trading 212 investments
Prices in euros, including VAT. Plans and limits apply per household; bank connections count for all members together. Hitting a limit only stops you adding new things: your existing data always stays. Prices and limits may change.
FAQ
Straight answers
The things people ask before they close their spreadsheet for good.
How is Kroonz different from a budgeting spreadsheet?
A spreadsheet only knows what you type into it. Kroonz syncs your bank transactions, helps you sort them with your own rules and keeps every total and budget current on its own. You get the clarity of a well-kept sheet without the upkeep.
Are my transactions sorted automatically?
You give each category simple rules once, for example “contains albert heijn” for Groceries. Press Auto-categorize and Kroonz runs all your rules over the transactions that don’t have a category yet. Whatever’s left waits in an inbox where you file it in a few taps.
Which banks does Kroonz work with?
Kroonz connects to your bank through open banking (GoCardless). Right now that works with ABN AMRO, ASN Bank, bunq, ING, Knab, NN Bank, Rabobank, RegioBank, Revolut, SNS, Triodos Bank and Van Lanschot Kempen. The connection is read-only.
Can I track my investments too?
Yes, on the Household and Family plans. Link a Trading 212 account and your dashboard shows what you’ve invested right next to what you can spend.
Is my financial data safe?
Sensitive details like account numbers, bank connections and API keys are stored encrypted, and all traffic is encrypted too. Bank connections are read-only, so Kroonz can see transactions but can’t move money. Disconnecting a bank deletes everything that came from it.
What does Kroonz cost?
The Free plan costs nothing and needs no credit card. Household is for two people and costs €4.99 a month or €49 a year. Family is for up to six people and costs €7.99 a month or €79 a year. Both paid plans add daily auto-sync, Trading 212 and more room. One person pays for the whole household. The pricing section lists the exact limits.
Close the spreadsheet. Open Kroonz.
Sign in with Google, connect your bank and set your first budget in a few minutes.
Free to start · No credit card · Read-only bank access